Life Insurance That Protects Today And Prepares You for Tomorrow
Whether you want to protect your family, cover end-of-life costs, or grow tax-advantaged wealth, EverWatch helps you find the right coverage — simply and securely.
Why Life Insurance Matters
1) Replaces lost income for dependents
2) Covers outstanding debts like mortgages and loans
3) Funds future needs like children's education
4) Ensures estate planning and wealth transfer
5) Provides peace of mind and financial preparedness
Explore comprehensive protection plans designed to secure and ensure your
family's future stability, even during unexpected life events.
Protection Plans Built to Safeguard Your Home, Family, and Future
Discover tailored solutions for securing your home and future stability.
Indexed Universal Life (IUL) Insurance
Indexed Universal Life insurance through EverWatch offers a thoughtful approach to long-term protection and financial growth. It provides lifetime coverage while building cash value tied to market index performance, with safeguards in place to help protect against market downturns.
Disability Mortgage Coverage
Coverage for disability-led job loss ensures your mortgage payments continue, providing stability during recovery from temporary or permanent disability.
Critical Illness Mortgage Cover
Provides a lump sum payment for covered critical illnesses, helping cover mortgage and other expenses during challenging times.
Job Loss Coverage
Job Loss Mortgage Protection helps cover mortgage payments during involuntary unemployment, easing financial stress while you search for new employment opportunities.
Testimonials
Jasmine Richards
Ever Watch truly delivered. Their Mortgage Life and Critical Illness Insurances were lifesavers during hard times. Highly recommend for peace of mind!
Monica Chandler
After testing different insurers, Ever Watch's Critical Illness and Disability Insurance genuinely eased my stress—solid benefits when you seriously need them. Worth considering.
Thomas Krazinski
“Ever Watch’s job loss protection gave peace of mind during my layoff. Enabled me to focus on job hunting without the immediate stress of mortgage payments.”
FAQs
Your Questions Answered: Quick Insights on Protecting Your Home
What does mortgage life insurance specifically cover?
It covers the remaining mortgage balance in the event of the policyholders death.
Is the premium for mortgage protection insurance fixed or does it change over time?
The premium for mortgage protection insurance generally remains fixed for the life of the policy.
Can I still get mortgage protection if I have a pre-existing condition?
Yes, you may still be eligible for mortgage protection insurance even with pre-existing conditions. Coverage options and premiums might vary, and a medical review could be required.
How does job loss mortgage protection work
Job loss mortgage protection provides you with a set number of mortgage payments if you become involuntarily unemployed. There is typically a waiting period before the benefits start, and certain conditions must be met.
What is the difference between mortgage life insurance and regular life insurance?
Mortgage life insurance is specifically designed to cover your mortgage and is paid directly to your lender, whereas regular life insurance provides a death benefit to your beneficiaries for any purpose they choose.
How soon can I claim benefits from the critical illness insurance if diagnosed with a qualifying illness?
Benefits are typically available after a 30-day waiting period from diagnosis.
